MyCard© PCI Compliant Payment Gateway – Latest POS Hardware. Automatic Authorizations. Swipe/Dip/Tap.
MyCard© is BookingCenter’s PCI Compliant credit card payment gateway and is tightly integrated with MyPMS.
It is easy to use and eliminates the need for separate POS, additional phone lines, monthly and transaction fees and time intensive auditing of settlement reports.
Connect your existing Merchant Account (or, we’ll help you get a new one that saves you money) to enable ‘dip’, ‘tap’, and ‘swipe’ for credit cards. Use with a Booking, Group Booking, House Account, Direct Bill payment, or deposits from your Booking Engine.
MyCard uses the latest POS hardware – EMV, ApplePay, NFC devices (GooglePay, Samsung Pay, etc), mobile, ‘dip’, ‘tap’, and ‘swipe’ Hardware.
- Authorization taken at check-in. Make sure the card holder has the appropriate funds on a credit card to pay for their stay.
- Automate authorizations (auth, increment, and void).
- Take Payments, give Refunds, issue Batch settlements.
- Ability to increment an authorization UP or DOWN (ie, add or remove to an existing auth), or void an auth to give money back to the card holder.
- Settle Batches in MyPMS as a built-in part of Night Audit.
- Search by 'last 4 digits' of a card # to assist with finding booking(s) using specific card(s).
- Charge Back templates to make responding to a charge back easy and automatic.
Fully PCI Compliant
There are two variants to the MyCard system:
1. Traditional MyCard© system works with merchant accounts setup by any merchant processing bank or ISV that can board an account using the TSYS, VisaNet, or Vital network our ‘lodging’ gateway is certified with. These accounts work with both ‘card present’ transactions (using a card swiper to enter credit cards of Guests or Companies) and ‘non-present’ transactions (entered manually by a User; via a guest from your Booking Engine; from a phone/fax message, etc).
The Traditional MyCard© gateway uses the Vital VirtualNet SSL with our certification under the Company name: “BookingCenter”, Product: “MyPMS”, Version: “3.5”
2. MyCard EMV©. These types of accounts use an EMV terminal to perform the same features as the traditional MyCard© system. EMV terminals support a wide range of transactions, including support for ‘dip‘ transactions (where an EMV ‘chip’ card is inserted into the EMV terminal); ‘swipe‘ transactions (where a credit card is swiped into the EMV terminal); and ‘tap‘ where the NFC (Near Field Communications protocol that supports ApplePay, GooglePay, etc) is placed near the EMV terminal. The combination of MyPMS integrated with an EMV terminal provides a greater level of security.
The MyCard EMV© is a semi-integrated, Lodging application using encryption for both Contact and Contactless, with PAX devices and TSYS. Our certification is under the Company name: “BookingCenter”, Product: “EMV MyPMS”, Version: “1.0”.
Click here to get an MyCard EMV© solution. Or, contact Jeff directly:
- Jeff Wurstner +1 402.574.7059 (office)
- +1 402.378.6452 (mobile)
- +1 866.740.0832 (fax)
- or by email: jwurstner@tsys.com.
See our latest and most up-to-date PCI Compliance Documentation:
Differences between a Traditional MyCard© and MyCard EMV©
All cards added to the software are authorized with an auth amount defined by the property when adding new cards to MyPMS. Once a card is entered via an EMV terminal, you no longer view the full credit card numbers. The device generates a token that is used for all following payments, auths and credits. The tokenized card number is stored in the MyCard EMV© device. This tokenization increases the security to your guests as well as provides tighter security for your property and staff against any credit card fraud.
There are four reasons why a property would have both MyCard variants used concurrently:
1. Your policy requires guests to pay deposits automatically when booked online. Because an EMV terminal resides at your physical location, and is only accessible via your LAN (Local Area Network) your Booking Engine cannot use it to process a ‘real – time’ booking deposit. Thus, for properties that want to charge deposits automatically via their Booking Engine, the Booking Engine transactions will process via the Traditional MyCard© account while the EMV (ie, local’ transactions) will process via the MyCard EMV© terminal.
2. You utilize the ‘pre- authorize remaining arrival’ feature to automatically authorize the first night of Room Rent (detailed here) as part of Night Audit. This process requires a Traditional MyCard© to work.
3. You are using a Self CheckIn kiosk (details here) to enable guests to walk in, make a Booking via your kiosk, pay the full amount, and then Self CheckIn. Similar to the reasons described above for the Booking Engine, this process requires a Traditional MyCard© account to work.
4. You want to get an EMV terminal but you have a contract with a merchant processing bank or ISV that requires you to use their service for a ‘term’ (such as 1 or 2 years) or pay a penalty. For situations like this, it’s best to leave your Traditional MyCard© alone (to conform to your contract), and just add a MyCard EMV© terminal(s) to access the liability protection of EMV as a new account. It would then be prudent to cancel the Traditional MyCard© account at the end of the term if the other 3 scenarios don’t apply to your business.
Read more details on the MyCard system in our Documentation area.
POS Hardware: Get the latest EMV, ApplePay, and 'swipe' Hardware
See all Recommended choices for POS hardware for use with BookingCenter PMS systems.
Payment Processing Systems
MyPMS Customers
Setup via MyCard and your account will be built on a Tsys, VisaNet, or Vital processor platform. TSYS can provide services in 87 countries’ native currencies via local banks, including Canada, USA, the Carribbean, and Latin America.
Channel Manager and Desktop PMS Customers
These customers can choose to use MyCard, or AuthorizeNet. With AuthorizeNet, nearly any processing network in the USA, Canada, UK, Australia, Euro area, or Mexico can work.
Point of Sale (POS) Setup Guide
MyPMS Customers
- MyPMS POS Hardware Setup Guide Set up a recommended BookingCenter POS solution for cloud-based MyPMS
Desktop PMS Customers
- POS Macintosh Hardware Setup Guide Set up a recommended BookingCenter POS solution for Macintosh Hardware Specifications
- POS Windows Hardware Setup Guide Set up a recommended BookingCenter POS solution for Windows PC Hardware Specifications Windows 98, XP, 2000, Vista, CD ROM drive and 200 MB free hard disk space.
MyCard and the Point of Sale (POS) Add-on Module
The POS Module enables customers to connect to your preferred Restaurant, Bar, and Gift Shop Point of Sale system; either AuthorizeNet or MyCard gateways for credit card interfacing; selling Packages, or connecting POS hardware.
The POS Module includes:
- Inventory and Packages: Online, Onsite or through GDS
- Restaurant, Bar, and Gift Shop Point of Sale Interfaces
Learn more about the Point of Sale system (POS)-MyPMS or Point of Sale system- Desktop PMS